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Pak Oman Karobari Qarza
Product Description: The loan is disbursed to enhance the business and fulfill the requirement of investment for a business.  
Credit Limit:  PKR 30,000 - 50,000
Loaning Methodologies: Group Lending
Group Size: 3 to 5 Members 
Eligibility Criteria:

- Age between 25-60 years
- Holding valid CNIC
- Not a defaulter of any financial institution
- Annual income (net of business expenses) less than Rs. 500,000

Detail of Charges: Loan Processing Fee: 3.25% of Loan Amount
Markup Rate: 22.67% flat rate of loan amount per year
Other Services: Loan Insurance: In case of death/permenant disability, outstanding loan amount would be settled
Guarantee/Collateral: Mutual guarantee by group members
Repayment Schedule: 12 Months
Repayment Mode: Equal Monthly Installment (EMI)
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Pak Oman Microfinance Bank Limited is a nationwide micro finance bank with a paid-up capital of Rs. 500 million. Sponsors are Govt.
Pak Oman Karobari Qarza
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Product Description: The loan is disbursed to enhance the business and fulfill the requirement of investment for a business.  
Credit Limit:  PKR 30,000 - 50,000
Loaning Methodologies: Group Lending
Group Size: 3 to 5 Members 
Eligibility Criteria:

- Age between 25-60 years
- Holding valid CNIC
- Not a defaulter of any financial institution
- Annual income (net of business expenses) less than Rs. 500,000

Detail of Charges: Loan Processing Fee: 3.25% of Loan Amount
Markup Rate: 22.67% flat rate of loan amount per year
Other Services: Loan Insurance: In case of death/permenant disability, outstanding loan amount would be settled
Guarantee/Collateral: Mutual guarantee by group members
Repayment Schedule: 12 Months
Repayment Mode: Equal Monthly Installment (EMI)