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Individual Loan
Product Description: For managing a running business and purchasing new assets having minimum useful life of 1 year.
 
Credit Limit: PKR 20,000 - 70,000
Loaning Methodologies: Individual Loan
Eligibility Criteria:

- Annual income (net of business expenses) less than Rs. 500,000

Detail of Charges: Processing Fees 3.25% of loan amount
Markup Rate: 22.67% flat rate of loan amount per year
Other Services: Loan Insurance: In case of death/perminant disability, outstanding loan amount would be settled
Guarantee/Collateral:  2 personal guarantees
Repayment Schedule: 12 -18 Months
Repayment Mode: Equal Monthly Installment (EMI)
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Pak Oman Microfinance Bank Limited is a nationwide micro finance bank with a paid-up capital of Rs. 500 million. Sponsors are Govt.
Individual Loan
Product Description: For managing a running business and purchasing new assets having minimum useful life of 1 year.
 
Credit Limit: PKR 20,000 - 70,000
Loaning Methodologies: Individual Loan
Eligibility Criteria:

- Annual income (net of business expenses) less than Rs. 500,000

Detail of Charges: Processing Fees 3.25% of loan amount
Markup Rate: 22.67% flat rate of loan amount per year
Other Services: Loan Insurance: In case of death/perminant disability, outstanding loan amount would be settled
Guarantee/Collateral:  2 personal guarantees
Repayment Schedule: 12 -18 Months
Repayment Mode: Equal Monthly Installment (EMI)