A demand finance facility where the customer’s loan tenure is matched with the harvesting time of his crop for Farm & Non-Farm sectors.
Group Loan of 3-5 members
OR Individual Loan
Minimum 2 Years of farming activities
Farmers/tenants/growers having sufficient agriculture knowledge
The applicant shall own at least 1 Acre of land and provide proof of cultivation (Khasra Girdawary) up to 25 Acres.
Net of Business Expenses up to Rs. 12,000,000
Rs. 40,000/= to Rs. 300,000/=
Bullet payment, as per harvesting cycle.
Development Loans on monthly/Quarterly/Half Yearly Instalments up to 3 Years
CNIC copy of Customer
CNIC Copy of Guarantor(s)
Utility Bill preferably electricity of business place/residence OR any other document proving the ownership
Copy of Fard
Quotation of the asset & Invoice of the asset after disbursement.
Who Can Avail
Farmers/tenants/growers having sufficient agriculture knowledge, relevant experience and are engaged in the business of Agriculture with an age between 20-65 years.