Pak Oman Karobari Qarza loan is disbursed to enhance the business and fulfill the requirement of investment for a business.
This product shall be extended to individuals for managing their existing business
OR establishing new business (For Working Capital/ Asset Acquisition/ Raw Material etc.).
With annual income up to Rs. 1,200,000/- (net of business expenses).
Rs. 100,000/- to Rs. 350,000/-
Rs. 70,000 to 350,000 to selected branches
Maximum two Guarantors/Personal Guarantees OR
Pledge of Asset
CNIC copy of Customer & Next of Kin
CNIC Copy of Guarantors (where applicable)
Utility Bill preferably electricity of business place/residence OR any other document proving the ownership (Customer/Guarantor-as per the requirement).
Who Can Avail
Any one running his/her own business within the age bracket of 18 – 62* years with at least two years in relevant business (for existing business) and for new business, customer should have relevant skills & experience
*(Maturity of loan should coincide with the 62nd birthday of the customer